Loan Advantages and disadvantages of e-market pay later loan

Advantages and disadvantages of e-market pay later loan 

Pay-later service is very popular, many people use it, and I also use it, for the last two-three years, Now the question is this e-market Pay Later good or useless, What is its advantage, what is its disadvantage and if you do not use Painter now, should you activate it then should not do all these things in this post today. I am going to tell you in a simple way, so let’s start the post

Now see  how to activate e-market Pay-later, If you want to know that, then I have written a separate post for this, I have told all the things in detail, It is a very simple post, its link will be found in the description below, If you want, you can watch that post now those who  do not know about e-market Pay-later, what is it?

It is used, I tell them in a very simple way that e-market Pay-later is a kind of loan, it  gets us from e-market IDFC, now what happens in it, when you  activate the pay-later first, then you get a limit, in e-market Pay-later account, that limit is  5,000 10,000 anything study so far that I  have got the limit in you pay-later account.

That limit can only buy anything on both e-market and Myntra, even if you do not have money, we understand from the example, let’s say that the mind of January is going on and put some products on e-market that you like and you have to buy but you do not have money, if you  have activated e-market Pay-later, the limit you got in that is the limit of that product. What you can look good in the cell

Even if you do not have money, you can buy it with e-market Pay Later, and this left foot has been used by you. Now,  when do you have to fill it too, buy anything in January, a fabric will be generated, and five bowls are its due date, Before that, you can pay that bill. There are many types that can also be filled, the option has come in e-market

So if you can fill that too, then you will also have to pay it before the 5th of next month, so in this way you can click the letter on the indulgence, and now it is used, it is fine.

But if you activate Thakuram first, then what is the advantage of that, can we benefit from the letter, But look at the letter, The first benefit is that if you do not have money, then you can buy anything from e-market and second benefit is from Myntra, If you do not have a credit card, then you can buy this My Baby things from e-market Pay Later, there is a huge benefit.

People who do not have a credit card can use e-market Pay-later to get any thing free mental from e-market and get it done for  9th   MI, Apart from this, one more thing: like we ever order anything from e-market, if we pay for it with debit-credit card, later return that product, then refer it to 9 It takes up to seven days, but on the other hand, if we make the payment first, then we get its instant relief fund, my money is not stuck, if we order anything with debit-credit card and we cancel that order in the middle.

So our money also explodes, but if we do it with e-market Pay Later, then the instant report does not save much of our money, Now it is the same advantage and disadvantage, we used to talk about that too, something that, as I have observed, is the biggest disadvantage and respect of e-market Pay-later, What do we do, They spend so much time in this affair that it is okay  

Even now we buy it, now they do not have to give money, do not give next, we will give it comfortably and in one round we buy those things which we do not need, because it is getting cheaper.

On top of that, we do not even give money now, the next person has given it to us, it is okay, he will give it to us and in this affair we will spoil our budget place. Let’s do it

This has been my experience, it is a big disadvantage, I feel that the second thing of the letter is if you buy the item using e-market Pay Later and you miss the date of payment, then you have to pay late payment fees, which is quite high.

Now how much is it, it depends on how much late payment you have used, On the screen, you can see how much late payment fee is charged on you after using how much you use, Apart from this, if you use the wrapped playlist, then you have to pay  ₹ 15 such user charges.

No matter how much you use it, you will have to pay  ₹ 15, apart from this, if you can buy anything from e-market Paylater, but if you have any product Mi Kara, then 199  fees have to be paid as a one time processing fee and if you do this then you will see in the end and use the job that you have been rich in Edmund of the Ninth If you want to do this, then you will see that you have to pay four percent rate of interest because it is very high in any credit card, 15% 16% rate of interest is on last.

So a 4% too high speed is also a big disadvantage of this, Now it has an advantage, he also knows that vision is disadvantage, Now the question will come in your mind, should we activate the letter, then not do  it?

If you have a credit card of a bank, and use any record, then in such a way you do not need a full painter at all, because if you want to take something from here, then you can get it made with a credit card. Here,  you have to pay 24 cents in interest, in the credit card, and then e-market goes to Amazon.

Then 15 to 16 per cent rate of interest you 12th that it is this same day of mai, it does not take more than this here is on 24 cent and skin cheese if like I talk about a letter on e-market that here you get one month’s time

If you want to buy a product, you get an interest-free dowry time, but nowadays, in many credit cards, you get the time of fifteen days where you get the time of TDS to pay, even then you do not need a letter on e-market.

If you have a credit card, do not activate e-market Pay Late, if you activate, then another personal loan will be activated on you, if you go to your civil and see, then you will get a loan in the name of your IDFC First Bank; if you have a credit card, then it is not needed before, but if you do not have a quick credit card, no bank will give you a credit card. In such a situation, it can be very helpful for you on e-market

Because here you get a time of  30 days, as if you buy anything in this regard, you will pay for it, and from above, you also get e-market Pay Later, even if you have  24 percent interest but if no bank is giving you a credit card.

If you do not want this mileage, then you can take it from here too. Then,  you must have come to know that you have to activate the letter on e-market, not reduce it, You must have liked the post I have tried to explain in a very simple way.